Ugh, I miss Simple so much. I was alright with ONE until they stripped the virtual card function from pockets… What is the actual point of Pockets now if I have to transfer the money directly back to my main checking area??
I ditched ONE pretty quickly after they sold out. A few times I’ve logged in just to see what’s up and the UI sure went to hell. I always knew it was just a wrapped React app but now it’s like they’re not even trying. The Walmart color scheme was a hasty change that seems to break a lot too.
I wish they’d support Webauthn or 2FA with the QR rather than the 2012-era SMS/email code. Why would I want SMS/email OTP codes for a bank? Seriously guys you’re like 10+ years too late but I guess a lot of other websites think this is “modern” too lately. 🙄
Have you found any other decent online-centric banks to switch to? I've been wanting to switch away from ONE for pretty much the reasons you listed, but through a basic search I didn't see anything else to was too appealing to me.
And the 2FA thing is ridiculous, at one point they didn't actually have the email option (or it was very well hidden) - had a bit of a rough month at some point and wasn't able to pay my phone bill which got it suspended, I also happened to have my card locked and got kicked out of the app so… I couldn't unblock my card to pay the phone bill, which I needed to get the 2FA code to login in… Ended up having to reach out to support and they were able to show me how to request a 2FA code over email.
This wouldn't even be a problem with most sites because I always use TOTP/Webauthn via my Yubikey when I have the option, and for something as critical as my bank account I really do not want SMS/Email to be an option for 2FA (I get why they have it, but I'd like to be able to turn it off for my account).
Not really. I love Betterment to death but they’re more geared toward investing (which is fine). I do know they use nbkc and have only heard good things about them; maybe give them a shot?
Ugh, I miss Simple so much. I was alright with ONE until they stripped the virtual card function from pockets… What is the actual point of Pockets now if I have to transfer the money directly back to my main checking area??
I ditched ONE pretty quickly after they sold out. A few times I’ve logged in just to see what’s up and the UI sure went to hell. I always knew it was just a wrapped React app but now it’s like they’re not even trying. The Walmart color scheme was a hasty change that seems to break a lot too.
I wish they’d support Webauthn or 2FA with the QR rather than the 2012-era SMS/email code. Why would I want SMS/email OTP codes for a bank? Seriously guys you’re like 10+ years too late but I guess a lot of other websites think this is “modern” too lately. 🙄
Have you found any other decent online-centric banks to switch to? I've been wanting to switch away from ONE for pretty much the reasons you listed, but through a basic search I didn't see anything else to was too appealing to me.
And the 2FA thing is ridiculous, at one point they didn't actually have the email option (or it was very well hidden) - had a bit of a rough month at some point and wasn't able to pay my phone bill which got it suspended, I also happened to have my card locked and got kicked out of the app so… I couldn't unblock my card to pay the phone bill, which I needed to get the 2FA code to login in… Ended up having to reach out to support and they were able to show me how to request a 2FA code over email.
This wouldn't even be a problem with most sites because I always use TOTP/Webauthn via my Yubikey when I have the option, and for something as critical as my bank account I really do not want SMS/Email to be an option for 2FA (I get why they have it, but I'd like to be able to turn it off for my account).
Not really. I love Betterment to death but they’re more geared toward investing (which is fine). I do know they use nbkc and have only heard good things about them; maybe give them a shot?
Interesting, I will have a look at them - thanks!