I’ve long been annoyed that everyone, including myself uses Paypal/ Venmo for moving money around. What alternatives do you find useful? Here’s a list (https://alternativeto.net/software/venmo/). GNU Taler looks viable (https://taler.net/en/index.html). I would love to have your thoughts!
GNU Taler would be the future privacy-focused alternative if you live in europe. Only if EU sees the potential it has and decides to use it for the upcoming digital euro. For now, you can either use cash irl and monero online. The privacy GNU Taler provides in an online state is between normal debit card payments and cash, while offline usage is close to cash.
Digital euro: https://www.ecb.europa.eu/euro/digital_euro/html/index.en.html
GNU Taler: https://taler.net/en/