Yes, that’s true. Keychain Access helps a lot.

My understanding is that your GF will be using Apple’s KeyChain, which is pretty good except that it’s hard to look inside and manually edit. It’s not just in Safari.

The upcoming Password app is just a nice user interface to KeyChain. So no change to the functionality as such, but I think it’ll make a big difference to how it’s used.

I have used OpenOffice on Macs.

Also there are some free Apple apps that aren’t installed by default. (GarageBand and one for making gifs)