What language are you programming in? In swift I have found all models (including sonnet) next to useless. Tells me something wrong almost every question i ask, has made up macros and apis, etc.
For English I have found Claude models slightly better than the GPT 4 subscription I used to have. For anything in multiple (human, not programming) languages, gpt has seemed best for me.
You’re right that it doesn’t mean cash on hand, but it does indicate they could liquidate some of that or borrow against it themselves.