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Then you’ll need to educate yourself beyond what the government tells you.
Look up the ProPublica leaks. Someone is serving a very long jail time for leaking that out. It clearly shows how billionaires have very low taxable income, probably lower than yours.
To then say that you are upper class and Jeff Bezos is middle class is… Absurd.
For one, you can’t transfer a 401K to your kids.
You have to first cash it out, pay income tax and then you can transfer what remains.