Nope. Install a distro like Ubuntu and it will not break with auto updates. Nvidia drivers included.
Much less maintenance than when they used windows.
You also overestimate the non tech enthusiast ability to use or fix issues with windows. They usually download the first program that promises to fix their issue, or increase their RAM.
Provided your bank has not stopped supporting your “non-secure” browser. The previous browser vendor that had a functional monopoly did abuse user-agent to harass the competition. Using non IE required changing your user-agent to IE/Windows for a lot of sites.
Or as they say: