I switched from Ubuntu and Mint to Fedora and must say while neither of the debian distros ever crashed. Fedora crashed, had to reinstall because i couldn’t get in anymore etc. If you want stability then my advice is Ubuntu or Mint. But could be just me. I use all of them ☺️
I would say if locally. No. But the moment you open up to the web. Yes. Nginx proxy manager is also very good for this.