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I’m approaching 40 this year. Around 20, I missed an important uni deadline, and meant the degree I had planned would cost me an extra year I couldn’t afford (like literally couldn’t afford the tuition). Managed to finish, but with a degree no one would recommend. Was absolutely panicked.
Ultimately, ended up very successful in a job in a country on the other side of the world. Met the woman who is now my wife of 13 years, had some amazing adventures, moved to a few more different countries, changed industries again about 10 years ago, and worked my way up to upper management again before leaving that field too.
TL;DR No, stress has brought me nothing but misery, I have no regrets except that I didn’t enjoy the ride as much as I could have.
Learn new stuff as you work, or as hobbies (my entire second career started as a hobby). Don’t be afraid to “fake it till you make it” and keep an eye out for jobs you didn’t even consider as a possibility. I personally avoid corporate gigs, smaller independent companies are more likely to notice you and use you for the skills you bring. Life can fly by, enjoy the ride.
Tomorrow: 3 Million hacked smart fridges were used to spread misinformation that the 3 million toothbrush story wasn’t true.