Yeah i understand what you are saying and that is why everyone’s individual needs come into play.
I don’t know what country you are in and that can obviously affect things, my banks 2FA is an SMS. I have options in terms of the other things you mentioned, where as you may not have.
Sonic 1 on the megadrive on Christmas morning when I was 5 years old.
It took me weeks of trying over and over again to get last the first ladybird badnik