• yestalgia@lemmy.world
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      21 days ago

      Ppl say this with such conviction but what about your bank website? What if it becomes industry standard and you have no other options? Just going to keep all your money in cash?

      • iamthetot@piefed.ca
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        21 days ago

        I have a hard time believing all banks, including local credit unions, will simultaneously adopt this tech. And if they all do, maybe will I have to consider cash after all. But in the meantime, I’ll switch to a banking solution that doesn’t.

        • yestalgia@lemmy.world
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          21 days ago

          Fair enough. But I wasn’t picturing them simultaneously doing it.

          Enshittification is a contagious disease that spreads slowly.

          • iamthetot@piefed.ca
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            21 days ago

            Right, so I’ll bank with the ones that aren’t doing this bullshit. If they want my money they won’t do it, simple as.

          • crispbacon99@lemmy.zip
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            20 days ago

            It starts with them making things much cheaper if you give them your data. Little do Americans know their full data set could be worth tens of thousands of dollars. That may be a lot to the average citizen but for corps and government, it’s pennies to them.

      • Random Dent@lemmy.ml
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        21 days ago

        I deleted my banking app off my phone because it asked me for a selfie lol. I will absolutely switch banks over this.

      • Washedupcynic@lemmy.ca
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        21 days ago

        I just got a letter regarding my FED tax return. They won’t send me a paper check due to an executive order signed by orange hitler. I absolutely do not want the federal government to have access to my bank data considering all the other rights violated along with the constitution. I now have to open a new checking account with $50 so I can get my shitty $50 refund without trump having access to my main account. (What’s to keep them from labeling me a terrorist and freezing my accounts? Gonna make that shit as hard as possible.)

      • Midnight Wolf@lemmy.world
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        20 days ago

        …yes? Some of us are really hardline about stuff. I appreciate the convenience of my bank, but I have learned that if you have loyalty of an outside company, business, etc, you are their bitch. Now me, I don’t mind being a bitch, but it’s for select people. Companies can lick on my balls and suck the dick. I almost closed a credit card with several-thousand dollars in credit because they wanted to verify my person. That was a potential fraud situation though, so after a couple days I decided that is a mutual benefit to keep the card and proceed with the verification.

        But this shit? Nah. I’ve closed other accounts (some financial), for lesser reasoning, in the past.

      • tonyn@lemmy.ml
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        21 days ago

        Banking works just fine without apps and websites. They mail you a statement every month. You have a local branch for deposits and withdrawals. They give you a plastic card you can use to make purchases and withdraw from ATMs.

      • Ghoelian@piefed.social
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        21 days ago

        I don’t think I’ve ever been with a Dutch bank (or any critical/government service actually) that used captchas.

        Some of the smaller online-only banks did start using those weird face videos with the colours for verification though.

      • mecen@lemmy.ca
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        20 days ago

        I will probably first switch banks. Maybe ask EU for anti monopoly?