I had two reasons, the first is because i found it way too easy to spend on my card without thinking, and the second because I wanted to regain a bit of privacy alongside everything else I’m doing. Ive set it up in my bank that on payday, an amount of my salary automatically goes to the bills account, some goes to long term savings, some to short term savings, then the rest I take out in cash.

It really does change my perception of spending I think: Ive found myself not buying things because I didnt want to break a note and carry change. I can physically see how much I have left. I can take £20 to the pub and leave when its finished. Plus it feels really good knowing every single transaction isnt stored forever. I have a small amount of money on a contactless ring for emergencies like a bus fare or somewhere that unexpectedly only takes card.

Is anyone else still predominantly using cash day to day?

  • Krauerking@lemy.lol
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    5 months ago

    Man, Japan and Singapore too.

    Lots of heavy cash flow dense countries seem to still be a fan of the paper, honestly.

    • stembolts@programming.dev
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      5 months ago

      Yep I was gonna say… and Japan. 95% of places I went were cash only, I think I only used my debit card once during a trip of weeks.

        • stembolts@programming.dev
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          5 months ago

          2023, Yokohama, Tokyo, Kyoto, Hiroshima, Osaka, Yokosuka then back to Yokohama. In three weeks I saw one toilet with no bidet. And all of the bidets were nicer than my $300 one at home… was awesome.

          Sorry for the change in topic to bidet. Every week or so I’d withdraw like $300-$500 in yen and just survive off that til I was below $100 then I’d hit an atm again. Money went far because of a favorable exchange rate… and alcohol and food are extremely cheap in Japan even without those factors.

          In Hiroshima, we went into a bar with 8 seats (common for bars and restaurants to only be able to host 1-2 groups, it was neat), anyway four of us drank 4-6 drinks, beers, mixed drinks, etc… I swear the barman must have given us a deal, when the check came we asked them to double check it because we thought it was wrong… about $50 for ~20-25 drinks. Insane. That was the case in most every city but Hiroshima was the cheapest bar tab I ever saw relative to the amt we consumed.

          For the record, the Japanese drink like the Irish stereotype, they go HARD.

          • thrawn@lemmy.world
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            5 months ago

            Huh. I’ve been to all of those but Yokosuka, some as recently as a few months ago but also pre 2023, and I’ve found that almost everything I go to took card. I wonder if we somehow happen to only go to places that do/don’t take card and thus have totally different experiences with cash only.

            And yeah the toilets are great. Toto sells them in the US if you’re based here. A little expensive, but if you’re gonna live at your current place for a long time, it’s probably worth it.

            The bar sounds awesome, sheesh. That’s the cheapest tab of that size I’ve ever heard of. I buy most of my things while I’m there due to pricing, and even then I’m shocked at how damn cheap that is haha

            • stembolts@programming.dev
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              5 months ago

              Tbh after being rejected for card the first day or two in Yokohama, I just stopped asking and assumed cash. So tbh it sounds like I could have used a card more, but I enjoyed handling the cool-looking money so it was a win-win 😁