I have never liked PayPal and I am still forced to use them. Did you knew the longest password you can use us 20 characters?
(I’m located within the European Union) Anyhow, I want something more private, but still quite convenient to use and have something in between my bank details and the site I’m shopping on. Years some companies make virtual temporary cards.
I remember I tried getting privacy.com back in the day but couldn’t as it was for Americans and Canadians at the time.
Suggestions? :P
Unless the digital Euro or GNU Taler really become the norm… You are totally stuck with multibillion corps controlling every single digital cent of yours.
Monero is the absolute best privacy you’re going to get for online payments, although it’s not accepted in a lot of places.
I knew about this. I simply wanted something that already is accepted in most places, but also isn’t PayPal but can still create virtual cards for payment. Even if they were to be leaked, no harm done because they’re virtual and probably only had the exact amount of money it needed to complete a purchase (once). So it has 0 at the time of a leak or is probably removed.
If the place you want to spend at offers gift cards there’s a 99% chance you can buy them with monero. You can also buy prepaid Visa/MasterCard debit cards but they’ll only work at places that don’t require 3D secure. Have a look at https://cakepay.com/
Many online banks and money services can do this. I have an account with one whose main purpose is transferring money to my home country to pay my student loans and for money while traveling, but they also offer these digital visa cards. Wouldn’t consider it “private” in any serious way but it’s probably less bad than paypal.
I think revolut does what you described but I can’t recommend them, I helped someone regain access to their Revolut account and it was an absolute nightmare, with no live reps to contact, spanning multiple months, and his face was photographed at all possible angles many times in the process.
Monero/XMR
There are so few places that actually accept it. How could it be worthwhile?
Years some companies make virtual temporary cards.
Belgian Post does that, prepaid MasterCard with IBAN. They or the partner bank does KYC (no choice) but shops don’t get your data.
Didn’t paypal has password + MFA already ?
easily bypassed though. literally just refresh your browser a few times and it’ll stop asking you for 2FA.
Really ? wow… another wonderful exemple of “Security is our #Last priority”.
Every neobank (and some traditional banks) allow you to generate proxy cards. Revolut (even though its global HQ isn’t in the EU) allows you to do that. Same with N26 (German neobank).
Just be aware that n26 was put under strict surveillance by Bafin (Federal Financial Supervisory Authority for Germany). I only have a German source though: https://www.golem.de/news/onlinebank-bafin-ordnet-aufpasser-fuer-n26-an-2512-203292.html
Monero is the absolute best privacy you’re going to get for online payments, although it’s not accepted in a lot of places.





