Call me an asshole but I think giving driving habit information to insurers is great, so long as good habits are given discounts and bad habits are punished.
I’m one of those people who would love automatic enforcement of driving laws as well as user reportable incidents of other drivers (given you can provide footage of something you’re reporting.)
If people don’t like living under the law… maybe the law shouldn’t exist. “That’s the way it is” is a terrible excuse for fucking anything.
Oh, and make audit trails for this shit public record. Someone creating AI videos or fake reports? Punish that too. It’ll never happen though. People want laws for others, not themselves.
who picks what habits are good and what are bad? who decides what happens to data beyond this? can you going to mcdonalds twice a day be shared with your health insurer? can you going to that rally be shared with the local police? with your landlord? are you comfortable with everyone knowing everything? because there’s two things you do with data: analyze, and sell.
I mean they use the data to decide what actions are high risk. Someone tailgating and tapping their brakes constantly is inherently less safe than someone leaving proper distance.
Privacy theft, I get it. An opt out should always be available and easy to use.
If you truly have an issue with insurance deciding what is or isn’t safe there are organizations that can take over that such as ASTM or NFPA.
no thanks. i hate the entire concept of insurance (especially lawfully forced insurance). there’s no way i want them spying on me.
there are parts of the west where there’s not another car for miles. why should i be punished for minor infractions on a lonely country road when i put no one but myself at risk? this is the same as getting ticketed by a camera for running a red light in the middle of nowhere.
if the law and technology becomes a tool of oppression, it no longer serves a useful purpose for mankind.
i think that if i am going to be forced to purchase a product from the market, then the government should just provide the product. add the damages to my tax bill if i get in an accident that’s my fault.
but don’t make me buy shit just to function in society.
it’s a scam. the money you pay in is always more than they pay out. it’s a for profit industry that i’m forced to fund. it’s a racket, no different from organized crime.
Our government will forcibly insure you if you don’t have one, so technically you don’t have to buy anything. It’s just more expensive than anything on the market.
Yeah let’s encourage citizens to report their neighbors for every legal offense, this kind of thing has always gone well throughout history
Say, I’m pretty sure I saw you invite a couple folks into your home the other day, and I never saw them come out. Oh would you look at that, the SS is here!
Similarities to fascism aside, this is still an awful idea. Have you ever dealt with automated rule enforcement? It’s an awful way to enforce rules. But even if every single report had a human follow up on it, there’s also massive, unprecedented privacy issues. You may be totally fine with my insurance company knowing where I am 24/7, but I sure as hell am not. I’m super not okay with a government (which we have) gaining free access to that information for anything they want (which they would). Oh hey, we’re back to fascism
Call me an asshole but I think giving driving habit information to insurers is great, so long as good habits are given discounts and bad habits are punished.
I’m one of those people who would love automatic enforcement of driving laws as well as user reportable incidents of other drivers (given you can provide footage of something you’re reporting.)
If people don’t like living under the law… maybe the law shouldn’t exist. “That’s the way it is” is a terrible excuse for fucking anything.
Oh, and make audit trails for this shit public record. Someone creating AI videos or fake reports? Punish that too. It’ll never happen though. People want laws for others, not themselves.
who picks what habits are good and what are bad? who decides what happens to data beyond this? can you going to mcdonalds twice a day be shared with your health insurer? can you going to that rally be shared with the local police? with your landlord? are you comfortable with everyone knowing everything? because there’s two things you do with data: analyze, and sell.
I mean they use the data to decide what actions are high risk. Someone tailgating and tapping their brakes constantly is inherently less safe than someone leaving proper distance.
Privacy theft, I get it. An opt out should always be available and easy to use.
If you truly have an issue with insurance deciding what is or isn’t safe there are organizations that can take over that such as ASTM or NFPA.
You think this data isn’t already shared?
no thanks. i hate the entire concept of insurance (especially lawfully forced insurance). there’s no way i want them spying on me.
there are parts of the west where there’s not another car for miles. why should i be punished for minor infractions on a lonely country road when i put no one but myself at risk? this is the same as getting ticketed by a camera for running a red light in the middle of nowhere.
if the law and technology becomes a tool of oppression, it no longer serves a useful purpose for mankind.
Basic traffic liability insurance sorta makes sense - it’d suck you had your car wrecked by someone broke and were SOL.
i think that if i am going to be forced to purchase a product from the market, then the government should just provide the product. add the damages to my tax bill if i get in an accident that’s my fault.
but don’t make me buy shit just to function in society.
it’s a scam. the money you pay in is always more than they pay out. it’s a for profit industry that i’m forced to fund. it’s a racket, no different from organized crime.
Our government will forcibly insure you if you don’t have one, so technically you don’t have to buy anything. It’s just more expensive than anything on the market.
Welcome to New Hampshire, land of 0 auto insurance.
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Fucking hell, you’re actually promoting a surveillance dystopia.
You’re fucked.
Yeah let’s encourage citizens to report their neighbors for every legal offense, this kind of thing has always gone well throughout history
Say, I’m pretty sure I saw you invite a couple folks into your home the other day, and I never saw them come out. Oh would you look at that, the SS is here!
Similarities to fascism aside, this is still an awful idea. Have you ever dealt with automated rule enforcement? It’s an awful way to enforce rules. But even if every single report had a human follow up on it, there’s also massive, unprecedented privacy issues. You may be totally fine with my insurance company knowing where I am 24/7, but I sure as hell am not. I’m super not okay with a government (which we have) gaining free access to that information for anything they want (which they would). Oh hey, we’re back to fascism